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NRI Property purchase requires thorough study of what documents they need to have. Dealing in property is a complex procedure but a little bit of advance knowledge can save the migrants from becoming prey to fraud. However, NRIs prefer to deal in land, villas or commercial property in cash or they have an option of opting loan.
For home loan, they should have latest self-attested photos, photocopies of passport & visa, banks statement, salary slip, residential proof of overseas, appointment letter and income proof etc. The documents of property that they are going to purchase should have title deed, prior title deed, latest property tax receipt, Khata, Patta, approved plan, building plan. The real-estate companies or some organizations, like S2NRI, provide help in getting approved building plan, contract of construction, down payment receipt and notice of commencement which are requisite. The registration officer asks for photographs, signature, thumb impression, power of authority and PAN card, OCI/PIO card, passport, photographs, residential proof and authentic POA.
